Credits & Lending

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Thanks to our highly automated and modern Core Banking System we’re able to offer a great variety of credits given out by our flatex Bank AG. A large number of customers already profit today from it - Banks, FinTechs and corporates. The mix between umbrella banking licence and software makes us one of the best partners in the white-label banking space for this matter.

flatex Bank AG celebrates innovative ideas. We are currently working with our partners in the implementation of some projects in the consumer credit area. Among others, flatex Bank AG we are servicing the innovative “flatex flex-credit” for the online broker flatex, a unit of flatex AG.

flatex flex-Credit

“flatex flex” is a convenient and simple alternative to regular current account overdraft lines and is presently at 3.9% p.a. interest. Just as with other overdraft lines, drawdowns and duration are entirely flexible and up to the individual customer. They also decide what to use the additional financial wiggle room for – be its consumption expenses of additional trading leverage.


The provisioning is free for the customers and does not entail any postal paper-based correspondence. Many of flatex’ customers benefit from additional financial means.